September 30, 2007

Progressive Insurance Admits to Violating the Privacy of Its Insureds in Georgia

Here in Georgia, Progressive Insurance Company has admitted to spying on its own insureds in a confidential church group. progressive%20logo_corporate.gif
Progressive Insurance Company hired two private eyes to spy on Progressive's own insureds by infiltrating the couple's private, confidential church group, lying about their identities and their motives, so that they might be able to find out some kind of personal "dirt" on the insureds so Progressive could use it against them in an uninsured motorist lawsuit. Progressive's CEO has now "apologized." And Progressive has the unmitigated gall to claim "it's all about you" on their website!

It's absolutely appalling and disgusting, but should give you a real life glimpse into the way insurance companies work to do everything in their power, including outright deception and invasion of privacy, to avoid paying legitimate personal injury claims. It's sickening. The Progressive CEO said "What the investigators and Progressive people did was wrong - period," Renwick, head of the third-largest U.S. auto insurer, said in a statement. "I personally want to apologize to anyone who was affected by this." He apologized the day after the article exposing Progressive's deception was published in the Atlanta Journal and Constitution. Sounds like to me the Progressive CEO was sorry they got caught, not sorry they engaged in fraud. This is made clear by the fact that Progressive continues to deny liability in a lawsuit brought against Progressive by the two insureds for invasion of privacy. Seems to me if Progressive was truly contrite it would simply admit the allegations of that lawsuit and take responsibility for its actions. But, as usual, it refuses to do so.

I just want to let the public know that nothing, and I mean absolutely nothing, is beneath an insurance company when it comes to their efforts to avoid parting with money, even when the claims are being made by their own insureds, who have paid premiums for years. Nothing is beneath insurers. Progressive got caught, but their exposure only begs the question of how many other insurers are doing the exact same thing but haven't been caught?

September 18, 2007

Georgia State Bar Takes Corporate America to Task

Thanks go out to Jay Cook, Immediate Past President of the State Bar of Georgia, for calling a spade a spade when it comes to the complete abdication of responsibility by Corporate America. President Cook's op-ed piece in the Atlanta Journal and Constitution today tells the truth:American Corporations routinely put profits over people, including Georgia citizens, every day. For example, the Wall Street Journal reported that Mattel, which has recalled more than 20 million dangerous toys this summer alone, has delayed reporting product defects because it finds the reporting rules "unreasonable." According to The New York Times, the Consumer Product Safety Commission has fined Mattel twice for such delays since 2001. I would venture a guess that many American parents find it "unreasonable" for a company to sell toys containing lead in them, too.

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And that's just one example out of thousands. Corporate America wants to make millions of dollars on the backs of hard-working Everyday Americans and Everyday Georgians, but also wants a "get out of jail free" card when caught red-handed endangering the public. It has been shown time after the time the only institution that can possibly hold Corporate America responsible is the American Civil Justice System. The Seventh Amendment guarantee to a trial by jury in the United States Constitution is the mechanism by which Everyday Americans can still obtain just a little bit of justice for the abuse heaped on them by Corporate America. Justice for All: It's a Beautiful Thing.

September 14, 2007

Teen Cellphone Use in Atlanta, Georgia Illegal?

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Teen cellphone use while driving is not illegal yet in Georgia, or in Metropolitan Georgia, but it should be. Too many teens are getting killed or injured, or killing others, while using the cellphone while driving. As a trial lawyer here in Metropolitan Atlanta, I see it all too often, usually while meeting with the grieving parents who have just lost their child at the hands of a teen driver. I have posted other blogs on this in the past, and it continues to be a subject near and dear to my heart, with a thirteen year old son who will want to start driving in a few years and who already is addicted to his cellphone.

I raise the issue again because California's Legislature, in its wisdom, has banned Californians under age 18 from using cellphones, text message devices and laptop computers while driving. When signing the legislation, which goes into effect in 2008, Gov. Arnold Schwarzenegger used his own two daughters as examples: "I told my daughters: 'I give you the car. I give you the cellphone, but if I see you one time using both at the same time, both of them are gone,' " he said.

Georgia should have a similar law. Teenagers are dying behind the wheel, and killing others, because of poor judgment. Yesterday in Savannah, a Georgia 17 year old was charged with vehicular homicide for the deaths of three other teenagers who were in his truck with him when he wrecked due to driving erratically. Nationwide, teen drivers have the highest risk of crashing out of any age group.
The Southeast has higher teen-driver fatality rates than any other region in the country. Of the bottom 10 states, half are in the Southeast.

Selfishly, I would like to see Georgia adopt the same law that California did to ban the use of cellphones by teenagers while they are driving. Another loss of a teenager is simply not worth the price.