Articles Posted in Personal Injury

The Georgia General Assembly remains in session today, and with every day, some other Georgia citizen’s rights are limited or even eliminated by that body. The latest example is the attempt by the Georgia Senate to extinguish a landowner’s liabilty when that landowner operates, for profit, a business that could loosely be described as agricultural in nature. This would include lucrative dove and quail hunting plantations, as well as the pick-your-own strawberry and pumpkin patches that many of our school age children go to on school sponsored field trips. The Georgia Trial Lawyers Association has consistently opposed giving immunity to the landowner in that scenario, especially where the landowner has advertised to get you to come onto their land and then has charged you a fee for being there. I think any normal Georgia citizen would believe and expect that landowner to make sure his premises were safe for his customers in that setting. But the current bill, passed by the Georgia Senate last week, would allow that landowner to get off scott free from any responsibility for injuries his property, if not kept in good repair, may cause a paying business visitor.

The editorial board of the Atlanta Journal and Constitution has published an opinion against the bill in today’s paper and I have copied it for you below. The bill now goes to the Georgia House to be voted on. Georgia citizens should call their respective State Representatives and ask they vote “no” on the so-called Agritourism Bill, Senate Bill 449. It is a cop-out for wealthy landowners and leaves ordinary Georgia citizens, like you and me, and our precious children, to hang out to dry. Whatever happened to taking responsibility for your actions? Under this bill, landowners could take your money and never worry about whether you’re safe on their property. Outrageous.

OUR OPINIONS: No immunity for agritourism

Congratulations to Patsy Bates of Los Angeles, California, who just was awarded a $9 Million arbitration award by an arbitration panel against HealthNet, her health insurance carrier, for it’s illegal cancellation of her coverage at the beginning of her treatment for breast cancer. The award came a day after the Los Angeles city attorney sued Health Net, claiming it illegally canceled the coverage of about 1,600 patients. City Attorney Rocky Delgadillo also said the company illegally ran an incentive program in which it paid bonuses to an administrator for meeting targets of policy cancelations. Health Net acknowledged that such a program existed in 2002 and 2003 but was subsequently scrapped.

This is a clear example of the callousness, and sometimes outright illegality, of the way in which insurance carriers attempt to avoid payment of legitimate insurace claims. Only this time, HealthNet got caught. This was an unusual situation because, apparently, there was an arbitration clause in the health insurance policy that allowed for pain and suffering damages. Most issues regarding payment of claims by a health insurance carrier are preempted by ERISA, and the injured policyholder is unable to sue in court to assert his or her rights under the policy.

Can we presume insurance carriers right here in Georgia are doing the same thing, i.e., cancelling a policy to avoid paying out on a legitimate claim? Yes, probably, they are. The little guy who is injured must continue fight the denial decision, and often at a time in that person’s life when he or she needs to be focusing on another fight, like one against breast cancer, as Ms. Bates did. Fortunately, we have Georgia trial lawyers, like me, ready to take on that fight!

I am proud to be a Past President of Georgia Trial Lawyers Association. It is made up of true trial lawyers who love representing the underdog against enormous odds. Our members are some of the finest lawyers in the State of Georgia and professionalism in all aspects of the practice of law is our hallmark.

The Atlanta Journal and Constitution has reported that following the Savannah Sugar Refinery blast last week, a lawyer from Texas took out a full page advertisement in the Savannah paper soliciting victims of the blast. There have also been reports that lawyers from a silk stocking law firm here in Atlanta, with an office in Augusta, has been soliciting victims who are currently being treated in the burn clinic in Augusta. This silk stocking (meaning big and expensive) firm typically defends very big corporations rather than representing individuals who have been harmed by the negligence of big corporations.

To be absolutely clear, the leadership of Georgia Trial Lawyers Association (GTLA) condemns such solicitation. These victims and their families need to be focusing on healing, not on such high pressure tactics as direct solicitation of victims immediately after the tragedy. Below is a statement from the President of Georgia Trial Lawyers Association, Joe Watkins, on behalf of Georgia Trial Lawyers Association, condemning the practice and rightfully putting focus on the needs of the victims and their families. Our thoughts and prayers are with them during this difficult time.

You may recall the tragic Comair airplane crash in Lexington, Kentucky in 2006. The plane crashed after taking off from the wrong runway, killing 49 of the 50 people aboard. A federal judge Tuesday unexpectedly moved up by four months a trial to determine fault in the crash of Comair Flight 5191. In a hearing in federal court, U.S. District Judge Karl Forester set an Aug. 4 trial date for 29 families who have sued Comair over the August 2006 fatal crash at Blue Grass Airport.

There is plenty of blame to go around. The plane took off on a runway that was far too short for the aircraft. There was a construction project going on at the airport at the time and the maps the pilots had were not up to date. The National Transportation Safety Board found that the probable cause of the crash was pilot error. Comair, meanwhile, has sued the Federal Aviation Administration and Blue Grass Airport. It is appealing a ruling that the airport is immune from lawsuits because it is a government entity.

Kentucky law has been harsh to the families of the victims. The judge has ruled that those who lost loved ones in the 2006 crash of a Comair plane aren’t entitled under Kentucky law to sue the airline for loss of companionship. Kentucky is among four states that don’t allow jury awards for loss of companionship by surviving spouses. There also is no state provision for companionship damages for adult children or their parents, although the state does allow children younger than 18 to sue for damages when a parent is wrongfully killed.

It is happening in almost every personal injury case these days, a wealthy health insurance carrier grabbing a personal injury plaintiff’s settlement money under a roose called “subrogation.” It is robbery and every Georgia Citizen and every American citizen should be outraged. I recently saw an article that highlighted this tactic by health insurance carriers in the context of the Minnesota Bridge Collapse, which you will remember occurred earlier this year. The typical situation is you have a badly injured personal injury plaintiff who settles his or her lawsuit, and then his or her health insurance carrier steps in, having done absolutely NOTHING to procure the settlement, and recoups all of the money it has paid medical care providers for medical treatment for the plaintiff. What is even more repulsive is that the health insurace carrier has actually sold its account payable to a collection agency who then often fraudulently claims it is still the health insurance company acting. This is happening even though the Plaintiff has diligently paid his or her health insurance premiums all along.

It is a complicated analysis, but, fortunately, Georgia has the “made whole” doctrine, which says the plaintiff must first have been made whole before any third party, like the health insurance carrier, can just waltz in and take away the plaintiff’s settlement money unfairly. Fortunately, for Minnesota victims of the bridge collapse, Minnesota Lawmakers are trying to make up for bridge collapse survivors’ financial losses and out-of-pocket expenses and are brainstorming with attorneys about how they can keep health plans from recovering money meant for victims. I would urge the Georgia Lawmakers to do the same thing. Enough if enough.

Each year, 9,400 children are injured in lawn mower accidents, and 7 percent of those injuries involve amputations or torn nerves, according to the American Academy of Pediatrics. One-fifth of childhood amputations are caused by lawn mowers. Recently, an Ila, Georgia child lost her left leg below the knee and her right foot July 18, when her father accidentally ran over the child with a riding lawn mower. Unfortunately, this type of accident is becoming more prevalent in Georgia. Children’s Healthcare System of Atlanta, which includes Egleston and Scottish Rite, is treating three children who lost limbs in lawn mower accidents, according to Colleen Coulter-O’Berry, who’s worked in the system’s amputee program for 25 years. Nationwide, the estimated number of children with lawnmower related injuries, according to the American Academy of Pediatrics is 560 injuries to children each year.

A tragedy, yes. But don’t blame the parent. If the lawnmower had been equipped with a safety feature called the “no-mow-in-reverse” feature, this accident and thousands of others never would have happened. Trial lawyers across the United States are pursuing personal injury claims against the lawnmower manufacturers in product liability or product safety cases in an effort to make manufacturers equip their mowers with these safety devices. There have been mixed results, but one of the greatest accomplishments that some personal injury litigation can sometimes have is to force a manufacturer to make its product safe before selling it to the public, and I hope these lawnmower lawsuits will, ultimately, effect a change in that regard.

An easy solution would be for lawnmower manufacturers to fix their riding lawnmowers by including the “no-mow-in-reverse” safety feature. Then hundreds of Georgia kids would be spared a devastating injury such as losing a leg or a foot and then having to go through life disabled. I and other trial lawyers will continue to pursue these cases until these manufacturers listen and, hopefully, we’ll save a few Georgia children in the process.

The recent horrible tragedy of the bridge collapse in Minneapolis, Minnesota raises the question, and rightly so, of whether Georgia bridges are unsafe, also.

Unfortunately, the answer is probably “yes.” The Georgia Department of Transportation takes responsibility for inspecting roadway bridges throughout the state. It has a grading system of ranking the safety of Georgia bridges from 1-100, 1 being the least safe (or possibly dangerous) and 100 being the most safe. It might surprise many Georgia citizens to learn that 18 local bridges rated less than 10 on a 100-point scale were not closed and were listed as open in the federal database. Something is obviously wrong here. Many Georgia bridges are, apparently, unsafe, and yet remain open to use. This may have to do with a faulty rating system used by the Georgia DOT. Each bridge is rated on a 100-point scale. Those determined to be 50 or below are considered “structurally deficient.”

More than 1,100 roadway bridges in Georgia are in such bad shape that they need renovation or rebuilding, state and federal records show. Another 1,800 Georgia bridges are considered functionally obsolete: They aren’t designed to meet new standards. Nearly 500 of the problem bridges are in metro Atlanta. But while one in five Georgia bridges are considered by the government to be structurally deficient or functionally obsolete, the state Department of Transportation says no roads now open to traffic are unsafe for the vehicles that travel them. How can this be? Can Georgia citizens rely on what the Georgia DOT is telling us about the safety of our bridges? Or does Georgia have to experience something as utterly horrible and tragic as the Minneapolis bridge collapse before we get the Georgia DOT’s attention that something needs to be done to make Georgia bridges safe? And I don’t mean “safer”: I mean simply “safe.” Remember, this is the same Georgia DOT who immediately proclaimed nothing was wrong with its left-hand exit from I-75 at Northside Drive after the bus carrying the Bluffton, Ohio baseball team accidently drove up this exit and crashed off the overhead pass when the driver at last realized it was not the continuation of the bus lane on I-75.